Most Australians don’t want to be working still in their mid sixties. Most would like to RETIRE RICHER YOUNGER.

But ask the majority of Australians how much they have in superannuation, and how much they need to retire comfortably and you’re likely to get a shrug of the shoulders.

There is an obvious disconnect between what people want to achieve financially and how to get there.

This new book by superannuation and taxation experts Barbara Smith and Ed Koken, will help readers take control of their financial destiny. They show you how you can work out how much you already have; how much you will need; how to increase your retirement savings; when you can afford to retire; and how you can bring this date forward.

“We’ve spent most of our working lives helping people prepare themselves financially for retirement,” says Barbara Smith.

“…Despite compulsory super being in place for almost 20 years…. People are still not taking responsibility for funding their own retirement seriously enough.”

 It’s not difficult to get on track. Follow Smith & Koken’s approach of assessing your current net worth, setting goals and putting a budget in place and you’re well on your way. The authors explain the various investing options and the role of superannuation.There is also valuable information on pensions and government support.